If you are planning to withdraw money from your EPF (Employees’ Provident Fund) account, there’s good news for you.
The central government has informed Parliament that EPFO members no longer need to submit any documents to make a withdrawal. This rule is already in effect.
Now, a self-declaration by the EPFO member is enough to withdraw money for purposes like education, marriage, buying a house, illness, or any emergency.
Why This Change Was Made
In response to questions raised in the Lok Sabha by MPs Vijaykumar Vijay Vasanth, Manickam Tagore B, and Suresh Kumar Shetkar, the Ministry of Labor
and Employment said that the change was made to make the process easier, more transparent, and reliable.
This new system actually began in 2017 when EPFO introduced the composite claim form.
With this, the need to submit supporting documents for partial or final withdrawal was removed, and the process started relying on members’ self-declaration.
Other Changes to Make the Process Smoother
EPFO also addressed problems related to bank details. Earlier, many claims were rejected because the images of bank passbooks or cheques were unclear.
From April 3, 2025, members no longer need to upload cheque or passbook images, which has made KYC and bank account verification much easier.
So far, over 1.9 crore EPF members have benefited from this new process since July 22, 2025. This is a major step in simplifying and improving the reliability of EPFO services.
