1 August 2025: Starting August, several rules related to your daily finances are set to change.
Whether it’s UPI payments, credit card perks, gas cylinder prices, or loan EMIs, these updates may directly affect your monthly budget. Here’s what will change from 1 August 2025:
1. New UPI Rules for Users
If you use UPI often—for payments or checking your balance—you’ll now have to follow new limits.
You won’t be able to check your bank balance more than 50 times a day via UPI. Also, bank details linked to a mobile number can now only be viewed 25 times per day.
In addition, automatic UPI payments (like for Netflix, SIPs, etc.) will now be processed during just three time slots:
Before 10:00 a.m.
Between 1:00 p.m. and 5:00 p.m.
After 9:30 p.m.
These changes aim to reduce network congestion and help avoid failed transactions.
2. SBI Credit Card Users to Lose Insurance Benefit
If you hold SBI’s ELITE or PRIME co-branded credit cards, a major benefit is ending. Starting 11 August, the air accident insurance cover—ranging from ₹50 lakh to ₹1 crore—will no longer be available.
This change affects cards issued in partnership with UCO Bank, Allahabad Bank, and Central Bank.
3. LPG Cylinder Prices May Change
LPG prices are updated on the first of every month. In July, the commercial LPG cylinder rate was cut by ₹60, but domestic prices stayed the same.
On August 1, prices for domestic LPG may go up or down, which could impact your monthly kitchen expenses.
4. CNG and PNG Price Review Expected
If you use CNG for your vehicle or PNG at home, take note. Prices haven’t changed since April 2025, but gas companies will review rates on 1 August.
Rates may go up or offer some relief, depending on the review outcome.
5. Will Loan EMIs Get Cheaper? RBI to Decide
The RBI’s monetary policy meeting is scheduled from 4 to 6 August. If the repo rate is cut, then EMIs on home, car, and personal loans could get cheaper.
Borrowers may finally get some much-needed relief on their monthly payments.
