Paytm Money Limited, a subsidiary of One 97 Communications Limited, has announced a major change to benefit its users.
The company has cut interest rates and brokerage charges, making it cheaper for users to invest and trade.
This move is expected to bring big relief, especially to retail investors.
Interest Rate Cut on Margin Funding
Paytm Money has lowered the annual interest rate for margin trading. For investors with a funding book over ₹25 lakh, the rate has been reduced from 14.99% to 9.75% per annum.
However, for those with a funding amount between ₹1 lakh and ₹25 lakh, the interest rate will remain unchanged at 14.99%.
These new slab-based interest rates will take effect from 18 May 2025 and vary depending on the size of the investor’s funding book.
Brokerage Charges Also Reduced
Along with the interest rate cut, Paytm Money has also lowered its brokerage charges. The new rate is 0.1% per trade, which will also be effective from 18 May 2025.
This move is expected to reduce overall trading costs and encourage more people to invest.
What This Means for Users
With these changes, Paytm Money aims to make margin trading more affordable and accessible.
The company hopes to attract more investors by offering lower costs and greater transparency.
For the first time, Paytm Money has introduced a slab-based interest rate system, where the interest depends on the investor’s funding size.
According to the company, this step will give users more trading power at a lower cost, and improve long-term platform stability.
As more people show interest in margin-based products, Paytm Money is working to offer better options that are both cost-effective and easy to understand.
The company believes that this change will help bring cost control, transparency, and ease of access to the trading process, giving users more value from the platform.
