Best Mutual Funds in May 2025: If your May salary has arrived and you’re thinking of starting a smart investment journey, a Systematic Investment Plan (SIP) is a great choice.
SIPs allow you to invest a fixed amount every month in mutual funds, helping you build a large corpus over time.
Let’s look at three mutual funds known for giving good returns with low risk.
1 / 5 – High Returns with Low Risk
These three mutual funds have earned investor trust over the years. Experts often place them in the “low risk, high return” category, making them suitable for new and seasoned investors alike.
2 / 5 – HDFC Large and Mid Cap Fund – Regular Plan
This fund is highly rated, with a 4-star rating from Value Research. It manages assets worth ₹23,379.95 crore.
It has delivered a return of 9.48% in the past year, 19.81% over three years, and 29.59% over five years.
Though it has seen a slight dip recently, it remains a strong performer over the long term.
3 / 5 – ICICI Prudential Large & Mid Cap Fund
Next is ICICI Prudential’s Large & Mid Cap Fund, which has a 5-star rating from Value Research. It has net assets of ₹19,352.94 crore.
This fund delivered 14.09% in the last year, 21.45% over three years, and 30.54% over five years. Its consistent returns and stability make it a solid option for long-term investors.
4 / 5 – SBI Long Term Equity Fund – Regular Plan
The third option is SBI Long Term Equity Fund – Regular Plan, popular for both tax-saving and wealth-building.
With assets of ₹27,730.33 crore and a 5-star rating, it gave returns of 9.90% in one year, 23.99% in three years, and 29.46% in five years.
It’s ideal for investors looking for long-term gains and tax benefits.
5 / 5 – Build Wealth Through Regular Investment
If you’re aiming for stable growth with low risk, starting an SIP in these three mutual funds could be a smart move.
Over time, they not only grow your wealth but also offer financial security—and potentially make you a millionaire.
