MySandesh

Silver Purity Hack: Easy Desi Trick to Spot Fake Silver at Home

In India, silver isn’t just used for making jewellery and utensils—it also plays an important role in traditions, festivals, and celebrations. From weddings to religious events, silver plates, glasses, and ornaments enhance the beauty of every home.But today, fake...

HDFC Bank to Hike Charges on Select Credit Card Payments (Updated Charges)

HDFC Bank Credit Card: If you use a credit card from HDFC Bank, there's important news for you. From July 1, 2025, the bank is changing its rules on charges and reward points for certain types of transactions.These changes...

Supreme Court Clarifies: Property Registration alone doesn’t Prove Ownership (See New Rules)

If you are planning to buy a property, don’t assume that registration alone makes you the owner. The Supreme Court has made an important ruling on property registration.This decision has surprised both property buyers and real estate agents.The court...

UPS vs NPS: Govt Extends Deadline for Central Employees Till Sept 30

Unified Pension Scheme: The Finance Ministry has extended the deadline to choose between the Unified Pension Scheme (UPS) and the National Pension System (NPS) to 30 September 2025.Earlier, the last date was 30 June 2025. This decision was made...

Bank Locker Update: Visit Your Branch Now to Avoid Locker Sealing

Bank Locker Rules: If you haven’t signed the new locker agreement yet, visit your bank as soon as possible. Otherwise, your locker could be sealed. Bank Locker Alert: If you use a bank locker, go to your bank immediately. The...

ICICI Bank’s New Charges – ATM, Cash Transactions, and IMPS fee hiked

ICICI Bank has announced new service charges that will come into effect from July 1, 2025.These changes will apply to services like ATM usage, cash deposits and withdrawals, IMPS transfers, debit card fees, and demand drafts. Here's a detailed...

Last Day to Buy Polycab Shares for Rs 35 Dividend

Today, June 23, is a key day for Polycab India Limited because June 24 is the ex-dividend date. The company has announced a dividend of ₹35 per share for shareholders who are eligible. The good news is that even new...

New Savings Interest Rates announced by SBI, HDFC, ICICI

After the Reserve Bank of India (RBI) reduced the repo rate by 0.50% (50 basis points) in June 2025, several major banks in the country have lowered the interest rates on their savings accounts. As a result, customers—especially those with...

Invest from Rs 100 in Kotak’s New Quality 30 Index Fund

Kotak Mahindra Asset Management Company Limited (Kotak Mahindra AMC) has launched two New Fund Offers (NFOs) on Monday, 23 June. These include the Kotak Nifty 200 Quality 30 Index Fund and the Kotak Nifty 200 Quality 30 ETF. Both are open-ended...

New IRCTC Rule May Impact Ticket Cancellation & Refunds

Every day, lakhs of people travel by Indian Railways. If someone needs to cancel their ticket before the journey, the first question is usually about the refund amount. Now, the Railways is planning to introduce a new rule where the...

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Latest News

Lower Berth Only for Eligible Passengers from August 1

Indian Railways has introduced a major rule change that could affect millions of passengers hoping to book lower berths. Starting...
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