SBI Card and Google Pay have launched the new Google Pay Flex SBI Card to make digital payments more rewarding and convenient.
The co-branded credit card offers rewards on everyday expenses, easy EMI options, and complete digital management through the Google Pay app.
From grocery shopping and utility bills to travel bookings and online purchases, the card lets users earn rewards on many daily transactions.
Customers can also manage the card, pay bills, and redeem rewards directly from the Google Pay app.
Earn Rewards on Everyday Expenses
The Google Pay Flex SBI Card rewards users for regular spending throughout the year.
Here’s how the reward system works:
Earn 1 Star for every ₹500 spent.
Based on your spending, rewards can increase to 4 Stars or even 8 Stars for every ₹500.
Customers can earn up to 18,000 Stars in a year.
1 Star = ₹1, and Stars can be redeemed instantly while making UPI payments through Google Pay.
This makes the card useful for daily expenses such as grocery shopping, electricity and water bills, online shopping, travel bookings, and UPI payments.
Welcome Benefits Worth Up to ₹1,000
New customers can receive welcome benefits worth up to ₹1,000.
The offer includes:
₹500 welcome gift after making the first payment using Google Pay.
₹500 worth of Stars after paying the joining fee.
Available on RuPay and Visa
The Google Pay Flex SBI Card is available in both RuPay and Visa variants.
The RuPay version can be linked directly to UPI, allowing users to pay at millions of UPI-enabled merchants using their credit card. Both card variants also support the Tap-to-Pay feature on Google Pay.
Manage Everything Through Google Pay
One of the biggest highlights of this card is its fully digital experience.
Using the Google Pay app, customers can:
Apply for the credit card.
Pay credit card bills.
View and redeem reward points.
Manage card settings.
Convert eligible bills into EMIs.
EMI Option for Large Bills
If your monthly bill is high, you can convert the outstanding amount into easy EMIs. This helps reduce the burden of making a large payment in one go.
Fees and Renewal Charges
Joining Fee: ₹499 + applicable taxes
Annual Renewal Fee: ₹499 + applicable taxes
The annual renewal fee will be waived if you spend ₹1 lakh or more in a year.
Key Features at a Glance
Card Name: Google Pay Flex SBI Card
Launched By: SBI Card and Google Pay
Network: RuPay and Visa
Welcome Benefit: Up to ₹1,000
Rewards: Up to 18,000 Stars annually
Star Value: 1 Star = ₹1
Joining Fee: ₹499 + taxes
Renewal Fee: ₹499 + taxes
Annual Fee Waiver: On yearly spending of ₹1 lakh or more
EMI Facility: Available
UPI Support: Available on the RuPay variant
According to SBI Card, the new credit card is designed to provide customers with a secure, convenient, and rewarding payment experience.
Google Pay says the partnership aims to make digital credit as simple and accessible as UPI, while offering fast application, seamless payments, and instant rewards.
