HDFC Bank has updated the rewards and travel benefits of its Regalia Gold Credit Card. These changes will come into effect from May 15, 2026.
If you use this card, understanding these updates can help you get more value from your spending.
New Travel Benefits Explained
The bank has introduced fresh travel perks under the Travel Edge Program.
Now, if you upload your boarding pass within a calendar quarter, you can unlock two complimentary benefits.
These include:
Free spa services at selected wellness centres
Complimentary airport transfer through Uber
Buffet access at partner hotels and restaurants
Free hotel room upgrades
This makes your travel experience more comfortable without extra cost.
Updated Reward Points System
There is a small but important change in how you earn reward points.
Earlier, you earned 4 reward points for every ₹150 spent.
From May 15, 2026, you will earn 5 reward points for every ₹200 spent.
While the structure has changed, the rewards are still designed to benefit regular users.
Lower Charges on International Spending
Good news for frequent travellers.
The Dynamic Currency Conversion (DCC) charge has been reduced to 1.75%.
This applies when you pay in Indian Rupees while shopping abroad or with international merchants.
Card Reissue Fee Details
If your credit card is lost or stolen, you will need to pay a reissue fee.
The new charge for getting a replacement card is ₹199.
What is the Boarding Edge Program?
The Boarding Edge Program is a new feature that makes it easy to access travel benefits.
To use it:
Log in to the SmartBuy portal
Go to Regalia Gold Benefits
Upload your boarding pass
Choose and enjoy your benefits
This simple process helps you unlock premium perks with minimal effort.
