Post Office – The Post Office has started a new digital service for its customers.
Now, people who have accounts in the post office can download their Interest Certificate from home using the Internet Banking portal.
Earlier, this facility was only available by visiting the post office, but now it can be done online. This will help save customers’ time.
What is an Interest Certificate and why is it important?
An Interest Certificate is an official document that shows how much interest you have earned in one financial year on your Post Office Savings Bank (POSB) accounts—like Savings Account, Recurring Deposit (RD), or Fixed Deposit (FD).
This certificate is important for several reasons. You need it for filing Income Tax Returns (ITR), planning your finances, doing a tax audit, or for other financial needs.
How to download the Interest Certificate?
Follow these simple steps to get your Interest Certificate online:
Go to the DOP Internet Banking portal: https://ebanking.indiapost.gov.in
Login with your User ID and Password.
If you’re not registered yet, visit your nearest post office to register.
Click on the Accounts tab on your dashboard.
Choose the option for Interest Certificate.
Select the financial year—current or previous, as needed.
Download the certificate in PDF format and save or print it as required.
Who can use this service?
All customers who have an active POSB account and use the Internet Banking service can use this feature.
Whether your account is a Savings, RD, or FD, you can download the interest certificate.
What is needed to use DOP Internet Banking?
To use internet banking with the Post Office, you must have:
An active Savings Account (Single or Joint B type)
Completed KYC documents
An active Post Office ATM or Debit Card
A unique mobile number
A working email ID
A valid PAN Card
What to do if you face any issues?
If you have problems logging in or downloading the Interest Certificate, visit your nearest post office or contact the DOP Customer Care Helpline for help.
