PPF NSC Sukanya Rates will remain unchanged for the October-December 2026 quarter, giving investors the same interest rates as the previous quarter.
The government has kept rates unchanged across all small savings schemes for the latest quarter.
The unchanged rates will apply from October 1 to December 31, 2026.
The decision covers popular schemes including PPF, National Savings Certificate, Sukanya Samriddhi Yojana, Senior Citizens Savings Scheme and Post Office Monthly Income Scheme.
PPF NSC Sukanya Rates remain unchanged
The Public Provident Fund will continue to offer 7.1% annual interest, while the National Savings Certificate will carry an interest rate of 7.7% for the October-December quarter.
Sukanya Samriddhi Yojana will continue to offer 8.2% interest.
The Senior Citizens Savings Scheme will also carry an 8.2% rate during this period.
The Post Office Monthly Income Scheme will offer 7.4% interest, while Kisan Vikas Patra and the five-year Post Office Time Deposit will continue at 7.5%.
Check the latest Post Office interest rates
The Post Office Savings Account will continue to offer 4% interest.
The one-year, two-year and three-year Post Office Time Deposits will carry rates of 6.9%, 7% and 7.1%, respectively.
The five-year Recurring Deposit will continue to offer 6.7% interest.
These rates apply to the October-December 2026 quarter.
Small savings scheme interest rates are reviewed by the government every quarter.
The latest review has resulted in no change from the rates applicable during the July-September quarter.
What unchanged rates mean for investors
For investors who already have money in these schemes, the latest decision means the applicable interest rates will remain the same during the current quarter.
PPF NSC Sukanya Rates are particularly relevant for people using government-backed savings schemes for long-term financial planning.
However, the interest rates are subject to periodic government reviews and can change in future quarters.
The latest decision does not mean these rates are permanently fixed.
The government reviews small savings rates every quarter and announces the applicable rates for the next period.
Key rates from October to December 2026
PPF will continue at 7.1%, NSC at 7.7% and Sukanya Samriddhi Yojana at 8.2%. SCSS will also offer 8.2%, while the Monthly Income Scheme will remain at 7.4%.
The government has therefore made no change to the interest rates of these popular small savings schemes for the October-December 2026 period.
