The year 2025 is coming to an end, and the new year 2026 is about to begin. If you are planning to visit a bank in January, it is important to check the Reserve Bank of India’s (RBI) holiday list in advance.
This will help you avoid any inconvenience, as banks will remain closed on several days during the month.
Many people are especially curious about whether banks will be open on January 1. Let’s take a look at the bank holidays in January 2026 and find out when and where banks will remain closed.
Are Banks Open on January 1?
On January 1, banks will remain closed in some cities due to New Year celebrations and the Gaan-Ngai festival. Banks will be closed in Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata,
and Shillong. However, banking services will continue as usual in all other cities across the country.
Complete List of Bank Holidays in January 2026
Banks will be closed on January 2 in Aizawl, Kochi, and Thiruvananthapuram due to New Year celebrations and Mannam Jayanti. On January 3, banks in Lucknow will remain closed on account of Hazrat Ali Jayanti.
In the second week of January, banks in Kolkata will be closed on January 12 for Swami Vivekananda Jayanti. On January 14, banking operations will be suspended in Ahmedabad, Bhubaneswar, Guwahati, and Itanagar due to Makar Sankranti and Magh Bihu.
On January 15, banks will remain closed in Bengaluru, Chennai, Gangtok, Hyderabad, and Vijayawada for Uttarayana Punyakaal, Pongal, and Makar Sankranti.
In Chennai, banks will also be closed on January 16 for Thiruvalluvar Day and on January 17 for Uzhavar Thirunal.
Later in the month, banks in Agartala, Bhubaneswar, and Kolkata will be closed on January 23 for Netaji Subhas Chandra Bose’s birth anniversary, Saraswati Puja,
and Basant Panchami. Additionally, the RBI has announced a nationwide bank holiday on January 26 in observance of Republic Day.
Plan Your Bank Visits Accordingly
Since banks will remain closed on multiple days in January 2026, it is advisable to plan your banking work in advance. Also, remember that online and mobile banking services will remain available even on holidays.
