Several states across India are celebrating local festivals this weekend, which has many people asking the same question: Are banks open today? If you have important work or were planning a bank visit, here’s what you need to know.
Banks Open in Most States, Closed in Sikkim
Banks across India are open on October 4, 2025, except in Sikkim, where branches are closed due to Durga Puja (Dasain) celebrations.
Since today is the first Saturday of the month, banks in other states are working as usual.
As per the RBI holiday calendar, banks stay open on the first and third Saturdays, while the second and fourth Saturdays are observed as holidays nationwide.
RBI Rules on Bank Holidays
According to the Reserve Bank of India:
Banks are closed every Sunday.
The second and fourth Saturdays of each month are also holidays.
On the first, third, and fifth Saturdays, banks remain open.
So, if you’re with SBI, HDFC Bank, ICICI Bank, or any other major branch, you can step in for your work today without worry.
In addition to weekends, banks also shut down on national holidays like Republic Day, Independence Day, and Gandhi Jayanti, along with state-specific festivals.
Since these vary from one state to another, always confirm with your local branch before visiting.
Upcoming Bank Holidays in October 2025
October is packed with festive holidays across India.
Banks in different states will remain closed on several days for celebrations such as:
Durga Puja
Vijayadashami (Dussehra)
Lakshmi Puja
Karva Chauth
Diwali
Bhai Dooj
Chhath Puja
Maharshi Valmiki Jayanti, and more.
Since holidays differ from state to state, it’s best to check the RBI holiday calendar or call your branch to avoid last-minute surprises.
What If You Need Banking Services on a Holiday?
Don’t worry if your bank is closed—you can still manage most services easily:
ATMs are available 24×7 for cash withdrawals, balance checks, and mini-statements.
Internet banking (NEFT, RTGS, IMPS) works even on holidays.
UPI apps like PhonePe, Paytm, and Google Pay can be used anytime for instant money transfers.
So, even during a holiday, your essential banking transactions won’t be interrupted.