SBI and ICICI Banks Offer Innovative Cardless Cash Withdrawal Services

In a game-changing move, State Bank of India (SBI) and ICICI Bank have unveiled a groundbreaking service that allows customers to withdraw cash without an ATM card.

This ingenious solution addresses the common predicament of leaving home without cash and discovering the absence of one’s ATM card when needed.

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SBI’s Cardless Cash Withdrawal: SBI’s YONO App Opens the Door to Cardless Transactions

SBI customers can now bid farewell to ATM card woes by embracing the YONO App’s ‘YONO Cash’ feature.

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Here’s how it works:

  1. Download the YONO App: Begin by downloading the SBI Internet Banking YONO App if you haven’t already.
  2. Access ‘YONO Cash’: Launch the app and navigate to the ‘YONO Cash’ section.
  3. Enter Account Details: Choose the desired account and input the withdrawal amount.
  4. Transaction Validation: An SMS will swiftly arrive, containing the YONO Cash Transaction Number and a designated ‘YONO Cash PIN’.
  5. Visit SBI ATM: Head to any SBI ATM and select the ‘YONO CASH’ option on the screen.
  6. Authentication: Input the YONO Cash Account Number and the provided PIN to complete the verification process.
  7. Withdraw Cash: With verification complete, you’re now empowered to withdraw the needed cash from the ATM.

ICICI’s Innovative Approach: ICICI’s iMobile App Paves the Way for Cardless Cash Withdrawal

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ICICI Bank customers can also revel in the freedom of cardless cash withdrawals using the iMobile App:

  1. Download iMobile App: If you’re an ICICI Bank customer, download the iMobile App to get started.
  2. Access Cardless Services: Within the app, navigate to the ‘Services’ section and opt for ‘Cardless Cash Withdrawal’.
  3. Specify Withdrawal Amount: Input the desired amount for withdrawal and furnish your PIN. Don’t forget to select the relevant account.
  4. Mobile Verification: Expect a message containing a 6-digit code on your registered mobile number.
  5. ATM Redemption: Make your way to an ICICI Bank ATM and input the received 6-digit code from your mobile.
  6. Retrieve Your Cash: Watch as your requested cash is dispensed, demonstrating the seamless nature of ICICI’s cardless transaction innovation.

Conclusion: SBI and ICICI Bank have undeniably elevated the banking experience by eliminating the need for an ATM card in critical situations.

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With the YONO App’s ‘YONO Cash’ and ICICI’s iMobile App leading the way, customers can now navigate cash withdrawals with unprecedented ease and convenience.

This game-changing move underscores the banks’ commitment to innovation and customer-centric solutions in the modern banking landscape.



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