In a significant move towards enhancing customer convenience, ICICI Bank has integrated its RuPay credit cards with UPI transactions, enabling users to make secure online and offline payments effortlessly.
Here’s a step-by-step guide on how to link your RuPay credit card to UPI using the iMobile Pay app.
Integration for Convenience:
ICICI Bank’s recent announcement showcases the integration of RuPay credit cards with UPI transactions, revolutionizing the ease of payments for its customers.
This integration empowers users to perform Person-to-Merchant (P2M) transactions seamlessly, covering activities like shopping, utility bill payments, and POS machine transactions.
Collaboration with NPCI:
To facilitate UPI transactions on RuPay credit cards, ICICI Bank has collaborated with the National Payments Corporation of India (NPCI).
This integration extends to specific credit cards, including the ICICI Bank Coral RuPay credit card, ICICI Bank HPCL Super Saver RuPay credit card, and ICICI Bank Rubyx RuPay credit card.
Simple Steps to Link RuPay Credit Card with UPI on iMobile Pay:
- Open the iMobile Pay app on your device.
- Tap on ‘UPI Payments’ in the app menu.
- Navigate to the ‘Manage’ option and tap on it.
- Within the ‘Manage’ section, select ‘My Profile.’
- In ‘My Profile,’ choose ‘Create New UPI ID’ to proceed.
- Opt for ‘RuPay credit card’ as the payment method.
- Select the desired UPI ID and click on ‘Proceed.’
- Review the transaction details.
- Confirm the transaction by clicking on ‘Confirm.’
Secure Payments and Additional Benefits:
This integration empowers customers to scan a merchant’s QR code and conduct secure transactions directly from their RuPay credit cards using UPI apps.
Beyond the ease of payments, users can also accrue reward points on their RuPay credit cards, enhancing the overall experience.
Leveraging UPI transactions further allows customers to enjoy an interest-free credit period of up to 50 days, providing efficient expense management capabilities.
