New Delhi:
The Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme aimed at encouraging parental savings and fund-building for their daughters’ bright futures.
It offers fixed-income investment options with interest. Deposits can be made through cash, cheque, demand draft, or online transfer.
Here’s how you can easily make online deposits to your SSY account.
Opening a Sukanya Samriddhi Yojana Account
To offer a secure investment option, the government has made the SSY account plan accessible through post offices and certain authorized banks.
Here’s how to open an SSY account for your daughter:
1) Visit a Post Office or Authorized Bank: Go to your local post office or any authorized bank branch.
2) Submit Required Documents: Complete the necessary paperwork and submit the required documents.
3) Receive SSY Passbook: Once the account is opened, you will receive an SSY passbook. This passbook is essential for managing your account online.
Online Deposits via IPPB
To make online deposits into your SSY account, you need an India Post Payments Bank (IPPB) Savings account. Follow these steps to deposit money online:
1) Download the IPPB App: Install the IPPB mobile app from your app store.
2) Create an Account: Register and create an account on the IPPB app.
3) Add Money to IPPB Account: Transfer money from your bank account to your IPPB account.
4) Select SSY Account under DOP Products: In the app, navigate to DOP Products and select the Sukanya Samriddhi Yojana account option.
5) Enter Account Details: Input your SSY account number and customer ID.
6) Choose Payment Amount and Duration: Select the amount you want to deposit and the installment duration.
7) Complete the Transaction: Confirm the payment. Once the transfer is successful, you will receive a notification.
Using the DakPay App for Digital Payments
In addition to the IPPB app, you can also use the DakPay app for digital payments.
The DakPay app, launched by the government, provides digital financial and assisted banking services through India Post and IPPB. With this app, you can:
- Send money
- Scan QR codes
- Make digital payments for services and merchants
Summary
The Sukanya Samriddhi Yojana provides a secure and beneficial investment option for your daughter’s future.
By following the steps outlined above, you can easily manage your SSY account and make deposits online using the IPPB and DakPay apps.
This convenience ensures that you can continue to build a solid financial foundation for your daughter’s bright future.
