Atal Pension Yojana: Pension of Rs 60,000 by Investing Just Rs 210 Monthly

Enter the realm of financial security with the esteemed Atal Pension Yojana, a government-backed small savings scheme that promises a guaranteed pension for your golden years.

This scheme ensures that your modest investments today translate into a substantial monthly pension in the future.

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By dedicating a mere Rs 210 from your monthly earnings, you can pave the way for a substantial pension of Rs 5,000 per month.

This innovative initiative, launched during the fiscal year 2015-16, reflects the government’s commitment to offering more pension with minimal investments.

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Invest Early, Reap Rewards Later

The Atal Pension Yojana caters to a range of needs, offering monthly pensions ranging from Rs 1,000 to Rs 5,000 during your retirement years.

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With an eligibility window spanning from 18 to 40 years of age, this scheme has already garnered the attention of over five crore investors.

Pension Benefits at Your Fingertips

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Consider the following pension benefits based on your monthly investments:

  • Rs 210/month yields a pension of Rs 5,000/month at 60 years of age.
  • For a pension of Rs 1,000, invest Rs 42/month.
  • Rs 84/month results in a pension of Rs 2,000.
  • A pension of Rs 3,000 requires an investment of Rs 126/month.
  • Secure a pension of Rs 4,000 with a monthly investment of Rs 168.

Flexibility and Inclusivity


One of the scheme’s greatest advantages is its flexibility. Adjust your investment amount as per your preferences.

The earlier you commence your investments, the more beneficial it proves to be.


Eligibility and Beyond

The Atal Pension Yojana is accessible to Indian citizens aged 18 to 40. Those who have been taxpayers post 01 October 2022 are not eligible for enrollment.

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The scheme ensures that your loved ones receive the pension amount in case of your untimely demise.

Guaranteed Pensions and Customizable Options

Presently, the government offers five pension slabs ranging from Rs 1,000 to Rs 5,000. Upon enrollment, investors secure a guaranteed pension of up to Rs 5,000 monthly after reaching 60 years of age.

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Flexibility is further showcased through the option to adjust pension amounts once a year.

In the unfortunate event of the subscriber’s passing before age 60, the spouse can continue contributions to the Atal Pension Yojana account, ensuring the family’s financial stability.

Invest in your future today through the Atal Pension Yojana, where modest investments promise substantial returns in the form of a secure and consistent pension stream.


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