New Delhi:
In an era where securing post-retirement financial stability is crucial, pension plans have emerged as a necessity.
With healthcare costs and inflation rising, it’s imperative to invest in pension funds during your active years to ensure a comfortable retirement.
Offering a solution to this concern, LIC’s New Jeevan Nidhi Policy presents a reliable way to safeguard your golden years.
LIC’s New Jeevan Nidhi
LIC’s New Jeevan Nidhi Plan stands as a traditional deferred life insurance policy, tailored to build a robust retirement corpus. This plan requires regular premium payments throughout the policy term, culminating in annuity payments upon maturity.
Your Retirement with LIC Jeevan Nidhi
LIC’s Jeevan Nidhi Policy ranks among the nation’s renowned pension plans, offering substantial benefits, especially for individuals with modest incomes.
By investing as little as Rs 72 per day, individuals aged 20 to 58 can unlock the potential to receive a monthly pension exceeding ₹25,000 post-retirement.
This plan also encompasses an insurance component and guarantees periodic bonuses, ensuring comprehensive financial security.
Key Features and Benefits
With policy terms spanning 7 to 35 years, LIC’s Jeevan Nidhi Policy offers flexibility in premium payment frequencies—annually, semi-annually, quarterly, or monthly.
For instance, an investor opting for daily investments of ₹72 over 25 years from the age of 20 can avail a life insurance cover of up to ₹10 lakh.
Notably, the policy culminates in the provision of a pension after retirement, accompanied by periodic bonuses and tax exemptions on investments.
Exploring the Possibilities
For those seeking more information or eager to enroll, LIC encourages prospective investors to reach out to their nearest branch or visit the official website.
The policy holds promise for a secure future,
allowing individuals to plan ahead and bask in financial comfort during their retirement years.
