Atal Pension Yojana: Invest Rs 210 Monthly for Rs 5,000 Lifetime Pension

Are you concerned about a steady income post-retirement? If you belong to the unorganized sector and haven’t invested in any pension scheme, worry not!

The government has introduced the Atal Pension Yojana, offering a lifelong pension of Rs 12,000 by depositing just Rs 42 every month.

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Monthly Pension of Rs 5,000 for a Minimal Investment

By contributing a mere Rs 210 monthly, individuals can secure a monthly pension of Rs 5,000 after reaching 60 years of age.

The Atal Pension Yojana ensures a fixed monthly pension, making it an ideal choice for those seeking financial stability during retirement.

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Understanding Atal Pension Yojana

In a bid to address the financial security of the elderly, the government launched Atal Pension Yojana in the 2015-16 budget.

Administered by the Pension Fund Regulatory and Development Authority (PFRDA), this scheme aims to encourage savings, particularly among those associated with the unorganized sector.

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Range of Pension Benefits

Under Atal Pension Yojana, individuals can receive monthly pensions ranging from Rs 1,000 to Rs 5,000.

The government guarantees the minimum pension benefit, contributing 50 percent of the subscriber’s yearly contribution or Rs 1,000, whichever is lower.

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This contribution is directed to those not covered by any statutory social security scheme and are non-taxpayers.

Early Investment for Greater Benefits

The scheme offers varying pension amounts (Rs 1,000, 2,000, 3,000, 4,000, and 5,000), and the investment depends on the desired pension amount.


Early enrollment provides more significant advantages, emphasizing the importance of starting the investment journey at a younger age.

Invest in your future today with Atal Pension Yojana, ensuring financial security and a comfortable retirement.



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