Government Alert: Beware of New Online Fraud Tactics Draining Bank Accounts without OTP

As cybercriminals evolve their tactics, the Home Ministry has issued a stern alert cautioning the public about a recent surge in online fraud.

Disturbingly, bank accounts are now being drained without the need for OTP verification. The alert outlines the modus operandi of these scams and provides essential tips to stay vigilant.

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The New Scam Unveiled: Emptying Bank Accounts Without OTP

In this alarming trend, cybercriminals employ a fresh approach, leaving victims unaware as their bank accounts hit zero balance.

Shockingly, many instances involve no request for OTP, making it even more challenging for individuals to detect and prevent the fraudulent activity.

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Alert Details: How the Scam Unfolds

According to the Home Ministry alert, fraudsters adopt a deceptive strategy. Victims receive calls claiming that their phones have been hacked, and they are urged to take immediate action, such as dialing *401#9818××××××6 (an unknown number).

Falling for this trick poses significant risks as it grants unauthorized access, redirecting all messages and calls to the specified contact number without the user’s knowledge.

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Protect Yourself: Key Measures

  1. Avoid Answering Unknown Calls: Refrain from responding to calls from unfamiliar numbers, especially those claiming your phone has been hacked.
  2. No Immediate Action: In case of such alarming calls, do not take any immediate actions as instructed. A legitimate service provider won’t ask you to dial specific codes.
  3. Beware of App Downloads: Cybercriminals may pressure victims into downloading apps under the guise of protecting them. Be cautious, as these may be VPN apps designed to steal your data.

What to Do if You Become a Victim:

If you suspect you’ve fallen victim to fraud:

Contact Authorities: Dial 1930 immediately to report the incident and provide a detailed account of the situation.

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Stay Informed: Stay updated on the latest scams and fraud prevention measures to protect yourself and others.

As online threats continue to evolve, staying informed and cautious is crucial.


Be vigilant, follow best practices, and report any suspicious activities promptly to safeguard your financial well-being and personal information.



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