ICICI Prudential Life has introduced iProtect Smart Her, a protection plan designed to meet the financial and healthcare needs of women.
The plan not only provides life insurance but also includes health and wellness benefits to support women at different stages of life.
Special Income Option for Children’s Education
The plan offers an increasing income payout option for children’s education. If the policyholder passes away, the nominee receives the death benefit as regular income instead of a lump sum.
The payout increases by 10% every year for 10 years, helping families manage education expenses more effectively.
Designed to Meet Women’s Financial Needs
Vikas Gupta, Chief Product Officer at ICICI Prudential Life, said that women today take on multiple responsibilities, and their financial needs change over time.
He added that iProtect Smart Her has been created to provide financial security while also supporting women’s healthcare and overall well-being.
Health Benefits Worth Over ₹92,000
The plan includes several health management services for women. These benefits include:
Teleconsultations with doctors across multiple specialties
Annual health check-ups
Health risk assessments
Wellness content
Discounts on medicines and diagnostic tests
According to the company, the total value of these healthcare benefits is ₹92,100.
Easy Digital Purchase and Faster Claims
ICICI Prudential said customers will be able to buy the plan easily through its digital platforms. The company has also focused on making the claims process smooth and hassle-free.
According to the insurer, its claim settlement ratio stood at 99.3% in the first quarter of FY27, reflecting its focus on quick claim settlements.
