As 2025 comes to an end, many people are planning their first banking transactions of the new year.
With New Year’s Day falling on January 1, you might be wondering if banks will be open.
Checking your city’s bank holiday list before heading out can save you time and inconvenience.
The Reserve Bank of India (RBI) announces official bank holidays for cities across the country, letting customers know which branches will remain closed.
Banks Closed in Some Cities
According to the RBI, banks will be closed in certain cities on January 1, 2026.
These cities include:
Aizawl
Chennai
Gangtok
Imphal
Itanagar
Kohima
Kolkata
Shillong
If you live in any of these locations, it’s best to avoid visiting bank branches tomorrow.
In most other cities, including the national capital Delhi, banks will operate normally.
Online Banking and Digital Services Still Work
Even if your local branch is closed, online banking services will remain available. You can still:
Transfer funds
Pay bills
Check account balances
Additionally, credit and debit cards, ATMs, and mobile banking apps will continue to work without interruption.
However, tasks that require visiting a bank branch in person—such as submitting forms or depositing cash—will need to wait until the next working day.
Tip: Plan your banking activities in advance or use digital services to avoid last-minute hassles on New Year’s Day.
