Fixed deposits (FDs) are considered a safe and reliable investment. The biggest advantage is that they offer both security and fixed returns without any risk.
Even though repo rates have been reduced and many banks have lowered their FD rates, some banks have introduced special FD schemes for 444 days.
Banks like SBI, Canara Bank, Indian Bank, IDBI Bank, and Bank of Baroda are currently offering attractive interest rates on these 444-day deposits for general citizens, senior citizens, and super senior citizens.
Bank-Wise 444-Day FD Interest Rates
SBI – Amrit Vrishti FD
Tenure: 444 days
Interest rates:
General citizens – 6.60%
Senior citizens – 7.10%
Super senior citizens – 7.20%
Example: If you invest ₹1,00,000, you will get around ₹1,08,288 (interest of ₹8,288).
Indian Bank – Ind Secure FD
Interest rates:
General citizens – 6.70%
Senior citizens – 7.20%
Super senior citizens – 7.45%
Example: On ₹1,00,000, you will get ₹1,08,418.26 (interest of ₹8,418.26).
Canara Bank 444-Day FD
Interest rates:
General citizens – 6.50%
Senior citizens – 7.00%
Example: On ₹1,00,000, you will get around ₹1,08,159.08 (interest of ₹8,159.08).
IDBI Bank – Utsav FD
Interest rates (valid till September 30, 2025):
General citizens – 6.70%
Senior citizens – 7.20%
Super senior citizens – 7.35%
Example: On ₹1,00,000, you will get ₹1,08,418.26 (interest of ₹8,418.26).
Bank of Baroda – Bob Square Drive FD
Interest rates:
General citizens – 6.60%
Senior citizens – 7.10%
Super senior citizens – 7.20%
