SBI Card has announced that all existing Card Protection Plan (CPP) customers will automatically move to the updated version from September 16, 2025.
This upgrade is aimed at giving customers stronger protection and more benefits.
Whenever a customer’s CPP is renewed, it will directly switch to the new plan. No separate application will be required.
Customers will also receive prior intimation through SMS and email at least 24 hours before the change.
Cheaper Plans With More Benefits
One of the biggest advantages of the new CPP is the reduced cost. The new variants will be more affordable compared to the old ones, while offering better coverage.
Old vs. New Pricing
| Existing Plan | Price | Revised Plan | Price |
|---|---|---|---|
| Classic Lite | ₹1199 | Classic | ₹999 |
| Classic Plus | ₹1899 | – | – |
| Premium Plus | ₹2499 | Premium | ₹1499 |
| Platinum Plus | ₹3199 | Platinum | ₹1999 |
What is CPP and Why is it Important?
CPP (Card Protection Plan) is a security service that provides immediate support in case of card loss or theft.
Key benefits include:
Block all your cards with a single call.
SIM blocking facility.
Travel ticket and hotel advance assistance.
Help with important documents.
Fraud protection against PIN-based fraud, phishing, or tele-phishing.
This makes CPP very useful, especially at a time when card fraud and theft cases are increasing.
New CPP Variants
The updated CPP will now be available in three variants – Classic, Premium, and Platinum.
| Category | Classic (₹999) | Premium (₹1499) | Platinum (₹1999) |
|---|---|---|---|
| Card Blocking | Yes | Yes | Yes |
| SIM Blocking | Yes | Yes | Yes |
| Travel Advance (Hotel) | ₹80,000 | ₹1,20,000 | ₹1,60,000 |
| Replacement Travel Ticket | ₹80,000 | ₹1,20,000 | ₹1,60,000 |
| Credit Fit Program | Yes | Yes | Yes |
| Fraud Protection | Up to ₹1,00,000 | Up to ₹1,00,000 | Up to ₹1,00,000 |
| Card Fraud Coverage | Up to ₹25,000 | Up to ₹25,000 | Up to ₹25,000 |
| Mobile Wallet Protection | Up to ₹10,000 | Up to ₹10,000 | Up to ₹10,000 |
| Members Covered | 1 member | 2 members | 4 members (spouse + parents) |
