8 Essential Tasks to Complete Before December 31, 2023

As the year comes to a close, it’s crucial to address various financial deadlines and tasks. Ensure that you accomplish the following eight financial tasks by December 31, 2023:

SBI Amrit Kalash Deadline:

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Invest in the SBI Amrit Kalash FD scheme before the deadline on December 31, 2023.

Earn a competitive interest rate of 7.10% offered by the country’s largest public sector bank, SBI.

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Bank Locker Agreement:

Sign the new bank locker agreement as mandated by the Reserve Bank of India (RBI).

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Ensure compliance by completing this task before the deadline of September 30.

Free Aadhaar Updation:

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Take advantage of the opportunity for free Aadhaar updation if you haven’t updated your information in the last 10 years.

The deadline for free Aadhaar updation is December 14, according to UIDAI.


SBI Home Loan Interest Rate Offer:

Explore the festive offer provided by the State Bank of India (SBI) on home loans.


Benefit from a discounted interest rate of 8.40% per annum with a processing fee of 0.17%.

The festive offer is applicable until December 31, 2023.

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Bank of Baroda Festive Offer:

Participate in the ‘BOB Ke Sang Festival Ki Umang’ campaign by Bank of Baroda.

Avail attractive festive offers on home loans, personal loans, car loans, and education loans with special interest rates.

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The campaign runs until December 31, 2023.

HDFC Bank Card Regalia Rule Changes:

Stay informed about the changes in lounge access rules for HDFC Bank’s Regalia Credit Card.

Effective December 1, lounge access is granted based on spending criteria. Cardholders must spend Rs 1 lakh or more in a calendar quarter to avail lounge access.

Nomination for Demat Account and Mutual Funds:

Submit the nominee option for existing demat account holders and mutual fund unit holders by December 31, 2023.

Activate Unused UPI ID:

If you have a UPI ID that has been inactive for the past year, activate it by completing a transaction.

Keep an eye on notifications from the bank regarding the status of your UPI ID.

Meeting these financial deadlines will ensure that you take advantage of lucrative offers, comply with regulatory requirements, and make informed decisions about your investments and financial commitments.


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