Post Office Schemes: Start Investing with Less Than Rs 500 for Lucrative Returns

Investing in lucrative schemes doesn’t always require hefty amounts. The Indian Post Office offers a range of investment opportunities tailored for those looking to start small.

Discover how you can kickstart your investment journey with as little as Rs 500 and reap significant benefits over time.

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Small Investments, Big Returns:

Don’t let the misconception of needing large sums deter you from investing. Even modest amounts can grow substantially with time, ensuring a secure financial future.

Post Office Schemes for Small Investors:

Explore the following post office schemes that allow investments starting from less than Rs 500:

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Public Provident Fund (PPF):

Minimum Investment: Rs 500 annually

Maximum Investment: Rs 1.5 lakh annually

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Duration: 15 years, extendable in blocks of 5 years

Interest Rate: 7.1%

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Potential Returns: Investing Rs 500 monthly could yield Rs 1,62,728 in 15 years at 7.1% interest.

Sukanya Samriddhi Yojana (SSY):

Minimum Investment: Rs 250 annually

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Maximum Investment: Rs 1.5 lakh annually

Duration: 15 years, matures after 21 years

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Interest Rate: 8.2%

Potential Returns: Investing Rs 500 monthly could yield Rs 2,77,103 after 21 years.

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Post Office Recurring Deposit (RD):

Minimum Investment: Rs 100 monthly

Duration: 5 years

Interest Rate: 6.7%

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Potential Returns: Investing Rs 500 monthly could yield Rs 35,681 after 5 years, with Rs 5,681 as interest.

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