In India, all pensioners must annually submit their Digital Life Certificate by November 30th to ensure the continuation of their pension.
Fortunately, there are multiple hassle-free methods to accomplish this task. Pensioners can visit Common Service Centers (CSCs), banks, or take advantage of doorstep banking services.
For those who prefer not to visit banks or CSCs in person, an online submission option is also available.
Here’s how you can make the process as smooth as possible:
Digital Life Certificate for Pensioners
Pensioners from the Central Government, State Governments, Employees Provident Fund Organization, and other government institutions can opt for the ‘Digital Life Certificate’ service.
This service offers multiple online submission methods, eliminating the need for in-person visits.
1. Online Submission
Pensioners can submit their life certificate online without leaving their homes. This method is convenient and straightforward.
2. Doorstep Banking Service
Pensioners can also leverage doorstep banking services to submit their life certificate. To use this service, you must first register and complete the necessary paperwork.
Eligibility for Doorstep Banking Service
This service is available for:
- Senior citizens above 70 years of age
- Visually impaired persons, including individuals with disabilities
- Pensioners with completed KYC
- Account holders with valid registered mobile numbers
- Survivors with single or joint accounts
Ineligible Accounts for Doorstep Service
Doorstep banking service is not available for:
- Accounts operated jointly
- Minor accounts
- Non-personal accounts
Doorstep Banking Service Charges
The cost to submit a life certificate through doorstep banking is Rs 70 plus GST. However, specific charges may vary depending on the bank.
How to Register for Doorstep Banking
Here’s a step-by-step guide to registering for doorstep banking:
Step 1: Download the Doorstep Banking App from the App Store (iOS) or Play Store (Android).
Step 2: After installation, enter your mobile number for registration.
Step 3: Enter the OTP received from the system.
Step 4: Provide your name, email, and create a PIN as your password. Log in to the app using the PIN.
Step 5: Enter your address details and complete the registration process.
Once registered, a banking agent will visit your home at the scheduled time for the necessary assistance.