LIC Policyholders Can Now Easily Check and Claim Unclaimed Deposits

Life Insurance Corporation (LIC), the leading insurance provider in India, offers a wide array of insurance policies to its customers.

However, in recent days, the issue of unclaimed deposits has gained prominence.

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Unclaimed amounts have been accumulating, primarily based on the maturity date, the date of premium non-payment, or the unfortunate demise of the policyholder.

Checking Your Unclaimed Deposits with LIC

Step 1: Visit the Official LIC Website To check whether you have any unclaimed deposits with LIC, start by visiting the official LIC website at

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Step 2: Access Online Services Navigate to the “Online Services” tab on the website.

Step 3: Select “Unclaimed Amount” Under the “Online Services” section, select the option labeled “Unclaimed Amount.”

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Step 4: Provide Necessary Details You will be prompted to enter your policy number and date of birth.

Step 5: View Your Unclaimed Amount Upon successfully logging into your account, you will be able to view the unclaimed amount associated with your policy.

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If you encounter any difficulties during this process, do not hesitate to reach out to LIC’s office or customer care service for assistance.

Claiming Your Unclaimed Funds

To claim your unclaimed amount, policyholders are required to follow these steps:


Step 1: Complete the Required Forms Fill out the necessary forms provided by LIC. These forms can typically be downloaded from LIC’s official website or obtained directly from an LIC office.

Step 2: Gather Required Documents Ensure you have the required documents, including your policy documents, premium receipts, and the death certificate (if applicable).


Step 3: Submission Submit the completed form along with the necessary documents to LIC.

Step 4: Further Processing LIC will initiate further processing based on the submitted form and documents. Upon verification, the unclaimed amount will be released to the policyholder or the beneficiary.

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What Happens to Unclaimed Amounts?

If policyholders fail to claim their unclaimed amounts, LIC may choose to invest the funds in government bonds or other investment options.

In some instances, individuals may forget about their unclaimed funds or lack the necessary documentation to make a claim.

To avoid such scenarios, it is advisable to regularly update and review your policy by visiting LIC’s official website.

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Stay updated with LIC to ensure you don’t miss out on any unclaimed deposits, and secure your financial future effectively.


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