The Delhi government is planning to launch the Delhi Lakshmi Yojana, a financial assistance scheme for eligible women. While the scheme promises ₹2,500 every month, women may not receive the full amount in cash.
According to reports, only ₹1,000 will be credited directly to the beneficiary’s bank account. The remaining ₹1,500 will be deposited into a Recurring Deposit (RD) account, where it will remain locked for three years.
The proposal is still awaiting approval from the Delhi Cabinet.
How Will the ₹2,500 Be Paid?
As per the proposed rules, the monthly assistance will be divided into two parts:
₹1,000 will be transferred directly to the beneficiary every month.
₹1,500 will be deposited into an RD account every month.
The RD account will have a 3-year lock-in period. After three years, the beneficiary will receive the full deposited amount along with the interest earned. The government aims to encourage long-term savings through this feature.
Scheme Yet to Get Final Approval
The scheme was earlier called Mahila Samridhi Yojana, but it has now been renamed Delhi Lakshmi Yojana.
The eligibility rules have already been prepared. The proposal will first go to the Delhi Cabinet for approval and then to the Lieutenant Governor. Once approved, it will be officially notified.
The government is reportedly planning to launch the scheme around Raksha Bandhan. An online portal has also been developed to handle registrations.
Who Can Apply?
Women will be eligible only if they meet all of the following conditions:
Must have been a Delhi resident for at least 10 years and submit a self-declaration.
Must be between 21 and 60 years of age.
Only one woman per family can receive the benefit. If more than one woman is eligible, the eldest woman will be selected.
The family’s annual income must be below ₹2.5 lakh.
The applicant should not be receiving any other pension.
The applicant and her family members must not have any criminal record.
Who Will Not Get the Benefit?
The following women will not be eligible under the proposed scheme:
Government employees
Income tax payers
Pension recipients
Women or families that own a four-wheeler
Women whose family members have a criminal record
Documents Required
Eligible applicants will need to submit the following documents:
Aadhaar Card
Voter ID Card
Family member details/documents
Self-declaration confirming 10 years of Delhi residency
Self-declaration stating there is no criminal record in the family
Budget for the Scheme
The Delhi government has allocated around ₹5,110 crore for the implementation of the proposed Delhi Lakshmi Yojana. Once all approvals are completed, the scheme is expected to be launched officially.
