There is good news for EPF account holders. The government has approved the transfer of EPF interest for the financial year 2025-26, and millions of employees may receive the interest amount in their accounts soon.
The approved interest rate for EPF deposits remains 8.25% for FY 2025-26. If you have a PF account, it is a good idea to check your balance regularly to see whether the interest has been credited.
PF Interest May Arrive This Month
According to reports, the Labour Ministry is expected to direct the Employees’ Provident Fund Organisation (EPFO) to start crediting interest to members’ accounts shortly.
The 8.25% interest rate was approved during the Central Board of Trustees (CBT) meeting held on March 2 under the chairmanship of Union Labour Minister Mansukh Mandaviya.
This is the third consecutive year that the EPF interest rate has remained unchanged at 8.25%.
Why You Should Check Your PF Balance
Keeping track of your PF balance helps you understand how much retirement savings you have accumulated.
Regularly checking your account also helps you confirm whether the annual interest has been credited. In case of a financial emergency, you can quickly estimate how much money is available for withdrawal.
Easy Ways to Check Your PF Balance
EPFO provides several simple methods to check your PF balance. You can use SMS, a missed call, the UMANG app, or the EPFO portal.
1. Check PF Balance Through SMS
If your UAN is activated and linked to your mobile number, send an SMS in the following format:
EPFOHO UAN ENG
Send it from your registered mobile number. Replace “ENG” with your preferred language code if needed. You will receive your PF account details through SMS.
2. Check PF Balance Through Missed Call
Give a missed call to 9966044425 from your registered mobile number.
The call will disconnect automatically, and you will receive an SMS containing your PF balance and account details.
Check PF Balance Using the UMANG App
You can also use the UMANG app to access your PF details.
Download and open the UMANG app
Go to All Services
Search for EPFO
Select Employee-Centric Services
Click on View Passbook
Enter your UAN
Verify with the OTP sent to your registered mobile number
Once verified, your PF passbook and balance will appear on the screen.
Check PF Balance Online
You can also view your PF balance through the EPFO Member Passbook portal.
Visit the EPFO passbook portal
Enter your UAN, password, and captcha code
Log in to your account
Select your PF account from the list
You will then be able to see your complete PF account details, including contributions and interest credited to your account.
