Big Dividend News from Tata Investment Corporation

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If you invest in the stock market and like Tata Group companies, here’s good news for you.

Tata Investment Corporation, a non-banking financial company (NBFC) that mainly invests in other Tata companies, is giving a big dividend of 270% this time.

The company’s investment includes shares in:

Tata Chemicals (6%)

Tata Consumer Products (4.7%)

Trent (4.3%)

They announced a dividend of ₹27 per share for the fourth quarter of the financial year 2025.

Since each share has a face value of ₹10, this works out to a 270% dividend. The dividend will be paid after shareholders approve it at the Annual General Meeting (AGM).

Important Dates and Dividend History

Key dates you should know:

Record Date: June 10, 2025 (Tuesday)

Ex-Date: June 10, 2025 (Tuesday)

To be eligible for the dividend, you must buy the shares by June 9, 2025 (Monday). This is because of the T+1 settlement rule in India, where shares are transferred the next day after the trade.

What is the record date?
It’s the day when the company checks who the shareholders are. Only those who own shares on this date get the dividend.

Dividend paid in recent years

2024: ₹28 per share

2023: ₹48 per share

2022: ₹55 per share

2021: ₹24 per share

Current Share Price:
On Friday, Tata Investment shares closed at ₹6825.45, up 2.89% from the previous close of ₹6633.85.

Baroda BNP Paribas Health & Wellness Fund NFO launched

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Baroda BNP Paribas Asset Management India Private Limited has launched a new investment option called the Baroda BNP Paribas Health and Wellness Fund.

This fund’s New Fund Offer (NFO) starts on June 9, 2025, and ends on June 23, 2025.

It is an open-ended equity scheme that will invest in companies benefiting from the growing demand for healthcare and wellness services, both in India and worldwide.

The fund aims to take advantage of long-term growth in healthcare. India’s health spending per person is still much lower than in developed countries but is expected to rise because of higher incomes, better awareness, longer life expectancy, and more chronic illnesses.

Key Details and Investment Benefits

Fund House: Baroda BNP Paribas Mutual Fund

Open Date: June 9, 2025

Close Date: June 23, 2025

Type: Open-ended equity (sectoral pharma)

Minimum Investment: ₹1,000

Lock-in Period: None

Exit Load: 1% if redeemed within 1 year

Risk Level: Very High

Benchmark: BSE Healthcare TRI

Why Should You Invest?

The healthcare sector has shown strong past performance. The BSE Healthcare Index has outperformed the broader BSE 500 index over 1, 3, 7,

and 15 years because of consistent growth in large, mid, and small companies.

1-Year Return: 21.4%

5-Year CAGR: 21.7%

10-Year CAGR: 10.6%

Similarly, the NSE Healthcare Index also performed well:

1-Year Return: 18.44%

5-Year CAGR: 20.37%

Since Inception CAGR: 14.88%

Who is this Fund for?

This fund suits investors who plan to invest for 3 years or more and want to benefit from India’s growing health and wellness sector.

Investment Approach

Focus on pharma and healthcare companies

At least 80% of investments will be in pharma, healthcare, and related services

Actively managed using bottom-up stock picking

Invests across large, mid, and small-cap companies

The Future of Healthcare Investment in India

Suresh Soni, CEO of Baroda BNP Paribas AMC, explained that India’s average life expectancy has tripled over the past 100 years.

People need ongoing healthcare, but health spending per person in India is still low, which creates a big investment opportunity.

Chronic diseases like heart problems, diabetes, and cancer are expected to increase by 34-41% this decade.

This means more demand for healthcare infrastructure, making the sector attractive for investment.

Sanjay Chawla, CIO-Equity, said India offers a $200 billion opportunity across pharma, diagnostics, medical technology, hospitals, insurance, and health research, with more than 100 companies to invest in.

India’s Pharma Industry Highlights

Supplies 50% of Africa’s generic drugs

Provides 40% of generic drugs used in the US

Accounts for 25% of drugs used in the UK

Has the highest number of USFDA-approved drug manufacturing sites worldwide

Realme Narzo 80 Lite 5G launch Confirmed in India

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Chinese smartphone brand Realme is expanding its Narzo series by introducing a new phone called the Narzo 80 Lite 5G.

The launch of this phone in India has been confirmed, and a dedicated microsite is already live on Amazon.

This will be the third phone in the Narzo 80 series, following the Narzo 80 Pro 5G and Narzo 80x 5G.

One of the biggest features of the Narzo 80 Lite 5G is expected to be its large 6000mAh battery, which should easily last more than a day on a single charge.

The phone might also support reverse charging, allowing it to charge other devices like a power bank.

Despite having a big battery, the phone will be slim and stylish with a thickness of just 7.94mm.

Key Features and Possible Price

According to the Amazon listing, the Narzo 80 Lite 5G will come with a large, smooth display that supports a high refresh rate.

It will be powered by the MediaTek Dimensity 6300 processor, which offers good performance and 5G connectivity.

On the back, the phone will have a 50MP primary camera. Buyers will be able to choose between two colors: Crystal Purple and Onyx Black.

Regarding the price, the base model with 4GB RAM might cost around ₹9,999, while the 6GB RAM version could be available for ₹11,999, possibly with a discount.

This makes the Narzo 80 Lite 5G an attractive option in the budget smartphone category.

Currently, the exact launch date is not confirmed, but the Amazon listing suggests the phone will arrive in the Indian market soon.

Expected Date for 20th Installment & Eligibility

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The PM Kisan Samman Nidhi Yojana is a scheme launched by the central government in 2019 to support small and marginal farmers.

Under this scheme, the government transfers ₹2,000 every three months (₹6,000 per year) directly into the bank accounts of eligible farmers. The amount is paid in three installments:

April to July

August to November

December to March

The scheme was launched by then Finance Minister Piyush Goyal in the interim budget of 2019.

The 19th installment was released in February 2025, benefiting around 9.8 crore farmers, including 2.4 crore women.

When Will the 20th Installment Be Released?

Farmers across the country are eagerly waiting for the 20th installment. According to sources, it is expected to be released by the end of June 2025, although the official date has not been confirmed yet.

Who is Eligible for the Scheme?

To receive benefits under the PM Kisan scheme, farmers must meet the following criteria:

Must be an Indian citizen

Should own land suitable for farming

Must be a small or marginal farmer

Should not be an income tax payer

Should receive a monthly pension less than ₹10,000

e-KYC is Mandatory

To get the payment, e-KYC is compulsory. Without it, the money will not be transferred to the account. There are two ways to complete e-KYC:

OTP-based e-KYC:
Visit PM Kisan Portal and log in using your registered number.

Biometric-based e-KYC:
Visit your nearest CSC (Common Service Centre).

How to Check Your Name in the Beneficiary List

To check your payment status:

Go to PM Kisan Portal

Click on “Know Your Status”

Enter your registration number and the captcha

Click on “Get Data”

To check the full beneficiary list:

Click on “Beneficiary List” on the portal

Select your State, District, Block, and Village

Click on “Get Report”

You will see the full list of beneficiaries

How to Register as a New Farmer

If you’re a new applicant, follow these steps:

Visit PM Kisan Portal

Click on “New Farmer Registration”

Enter your Aadhaar number and captcha

Fill in all your personal and farming details

Click “Yes” to submit your form

If you need help, you can contact the helpline:
155261 or 011-24300606

Smart Travel with ePayLater on IRCTC

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ePayLater is a digital payment option available on the IRCTC website and mobile app (iOS and Android).

It allows passengers to book train tickets, flights, and tour packages instantly and pay later—within 14 days—without any interest. During this period, you don’t need to enter card details or load money into a wallet.

Where Can You Use ePayLater?

Train Ticket Booking: Whether it’s a regular or Tatkal ticket, you can use ePayLater to book your ticket instantly a

nd pay later. IRCTC books over 1 lakh Tatkal tickets every day, helping millions of passengers.

Flight Booking: You can choose ePayLater while booking flights on the IRCTC website or app and pay within 14 days.

Tour Packages: Both domestic and international IRCTC tour packages can be booked using ePayLater with the same 14-day payment window.

How to Use ePayLater

Log in to the IRCTC website or app.

Select the train, flight, or tour package you want.

Go to the payment page and choose the ‘ePayLater’ option.

Your booking will be completed instantly, and you’ll have 14 days to make the payment.

Supporting Digital India

IRCTC introduced ePayLater to support the Digital India initiative and promote a cashless economy.

This facility is offered in partnership with Arthashastra Fintech Pvt Ltd and enables users to book tickets without needing a credit/debit card or net banking.

Delhi-NCR Heat Index Hits 47°C, Rain Expected Next Week

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North India is facing extremely hot weather, making daily life difficult. The Meteorological Department has warned that this intense heat will continue for the next 5 days.

In several states like Delhi-NCR, Bihar, Uttar Pradesh, and Rajasthan, temperatures may remain above 40°C.

Delhi Weather Update

Since May 16, Delhi has seen a steady rise in temperature. On Sunday, after 22 days, the maximum temperature crossed 42°C,

and the heat index reached 47.2°C, making it feel even hotter. The sky is expected to remain clear for the next 2–3 days.

However, dusty winds may blow at speeds of 20–30 km/h, with a possibility of dust storms on Monday and Tuesday. After June 12, the sky will likely become cloudy, and heavy rainfall is expected.

According to Skymet Weather, the monsoon may reach Delhi between June 24 and 25. Normally, it arrives around June 27.

Weather Forecast for Other States

Uttar Pradesh and Bihar

In Uttar Pradesh, the weather is expected to stay dry and hot over the next few days. Starting June 11, the weather may improve, with light to moderate rainfall and strong winds in many districts.

In Bihar, the heat will also persist for the next 3 days. However, cloud movement and light drizzle are expected in 14 districts, according to the Meteorological Department.

Rajasthan Under Heatwave Alert

Rajasthan is facing a severe heatwave. On Sunday, Sri Ganganagar was the hottest place, with a temperature of 47.4°C.

Many parts of the state recorded over 45°C. From now until June 11, the Bikaner division is expected to experience temperatures between 45°C and 47°C, with continued dry weather.

Hilly States and Northeast India

In Jammu & Kashmir, Uttarakhand, and Himachal Pradesh, there is no immediate rain warning. However, heavy rain is forecasted between June 11 and 13.

In Northeast India, recent floods caused major damage in several states. While the situation has improved, rivers like the Brahmaputra are still flowing above the danger level.

In Assam alone, 133 relief camps are sheltering over 36,000 people, and 23 deaths have been reported due to flooding.

BSNL launches affordable Data-Only Plan for Rs 198

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If you mostly use mobile data and don’t need many calls or SMS, BSNL has a great offer for you.

The government-run telecom company has introduced a new data plan that is both affordable and packed with internet benefits.

BSNL has launched a special data pack priced at just ₹198. With this plan, you get 2GB of high-speed data every day for 40 days.

That totals up to 80GB of data. This plan is ideal for users who stream videos, use social media a lot, or attend online classes.

Note: This is a data-only plan. It does not include any calling or SMS services.

Need Calls and SMS Too? Try These BSNL Plans

If you also want calling and SMS along with data, BSNL offers other plans:

₹299 Plan: Get 3GB data per day, unlimited calling, and 100 SMS per day. Valid for 30 days, giving you a total of 90GB data.

₹599 Plan: Best for long-term users. This offers 3GB data per day, unlimited calling, and 100 SMS per day for 84 days.

That adds up to 252GB of data. When broken down, it’s like spending only about ₹199 per month.

These BSNL plans are great for people who want more internet at a lower cost, especially students who rely on online learning or streaming

and want to cut down on home Wi-Fi bills. Always check BSNL’s official website or visit a local retailer for the latest updates, as the plans may change.

Budget Alternatives from Jio and Airtel

If you’re looking for similar low-cost options from other providers, here are two good choices:

Jio ₹189 Plan: Offers 2GB data per day for 28 days (total 56GB), with unlimited calling and 300 SMS in total. You also get access to JioTV, JioCinema, and JioCloud.

Airtel ₹199 Plan: Includes 2GB data per day for 28 days, unlimited calling, and 100 SMS per day.

Also comes with free access to Wynk Music, Hello Tunes, and Airtel Xstream Play for extra entertainment.

How to Find EV Charging Stations using Google Maps

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If you use an electric vehicle (EV), the most important thing during travel is finding charging stations.

Thankfully, Google Maps makes this process very simple. You can easily locate nearby EV charging stations by following these steps:

Steps to Find a Charging Station

Open the Google Maps App

First, open the Google Maps app on your smartphone. If you don’t have it yet, you can download it from the Google Play Store or Apple App Store.

Search for ‘EV Charging Station’

In the search bar at the top, type “EV Charging Station” and hit search. You can also search in Hindi if you prefer.

View Nearby Stations

After searching, Google Maps will display a list and map view of nearby EV charging stations based on your current location.

Use Filters for More Options

You can apply filters to find:

Stations that are open now

Specific charger types (e.g., CCS, Type 2, CHAdeMO)

Free charging stations

Each station listing will also show

Station name

User ratings and reviews

Charging speed (fast or normal)

Charging network (like Tata Power, Ather Grid, Statiq, etc.)

Get Directions

Select a station and tap on “Directions.” Then, press “Start” to begin navigation.

Plan EV-Friendly Routes

If you’re going on a long trip, you can plan a route that includes charging stations. Just enter your destination in Google Maps,

and choose the option “Add charging stops.” This will help you find charging points along your way.

WhatsApp Bring New Avatar Feature for Profile Photos

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WhatsApp has introduced an exciting new feature related to profile photos. Now, users can add avatars along with their profile pictures.

This feature was first spotted by WABetaInfo in the WhatsApp Beta for Android version 2.25.18.14, available on the Google Play Store. WABetaInfo also shared a screenshot showing this new feature in action.

In the screenshot, a new option appears in the avatar settings. Earlier, users could only replace their profile photo with an avatar.

But with this update, they can add an avatar alongside their profile photo, and both will be visible to contacts.

How the Avatar Feature Works

Users who have access to this feature will find a separate section in the avatar settings. From there, they can turn on the avatar display for their profile.

Before adding the avatar, users need to choose a background color that fits their mood or style. This color will appear behind the avatar in the profile display.

After selecting the background, users are prompted to choose an animation for their avatar, which adds a fun and lively effect.

Special Coin Animation Effect

Once the customization is done, the avatar will appear along with the profile photo. For contacts, both the avatar and the profile photo will be shown in a coin-style animation.

In this animation, the profile photo appears on one side and the animated avatar with the selected background appears on the other.

Users have full control over this feature and can manage or update their avatar settings anytime.

Currently, this feature is only available to beta users. After testing is complete, WhatsApp will roll it out for all users globally.

8th Pay Commission: How Much Will Pension Increase? Full Calculation by Pay Grade

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There is good news for central government pensioners. The 7th Pay Commission period ends on 31 December 2025, and the 8th Pay Commission is expected to be implemented after that.

If the government approves a fitment factor of 1.92 or 2.28, there will be a noticeable hike in pensions.

This will especially benefit pensioners who retired under older pay grades. However, a final decision will come from the central government, and pensioners will have to wait for official approval.

How Is New Pension Calculated?

In the 7th Pay Commission, the fitment factor was 2.57. This meant the basic pension from the 6th Pay Commission was multiplied by 2.57 to get the new amount.

Similarly, the 8th Pay Commission will use a fitment factor to revise pensions.

Different employee bodies have suggested a factor ranging from 1.92 to 3.86, but most likely, the increase will be based on 1.92 or 2.28.

Current Pension as per 7th Pay Commission

  • Minimum Pension: ₹9,000

  • Maximum Pension: ₹1,25,000

  • Minimum Basic Salary: ₹18,000

Maximum Basic Salary: ₹2,50,000

Estimated Pension Increase According to Pay Grades

The estimates below are based on current pension amounts and projected fitment factors.

Pay Grade 2000 (Level 3)

Current Pension: ₹13,000

At 1.92 factor: ₹24,960

At 2.28 factor: ₹27,040

Current Pension: ₹16,000

At 1.92 factor: ₹30,720

At 2.28 factor: ₹33,280

Pay Grade 2800

Level 4 – Current Pension: ₹15,700

At 1.92 factor: ₹30,140

At 2.28 factor: ₹32,656

Level 5 – Current Pension: ₹20,800

At 1.92 factor: ₹39,936

At 2.28 factor: ₹43,264

Pay Grade 4200 (Level 6)

Current Pension: ₹28,450

At 1.92 factor: ₹54,624

At 2.28 factor: ₹59,176

Current Pension: ₹31,100

At 1.92 factor: ₹59,712

At 2.28 factor: ₹64,688

Pay Grade 4800 (Level 8)

Current Pension: ₹32,050

At 1.92 factor: ₹61,536

At 2.28 factor: ₹66,664

Current Pension: ₹37,150

At 1.92 factor: ₹71,328

At 2.28 factor: ₹77,272

When Will the 8th Pay Commission Be Implemented?

The recommendations for the 8th Pay Commission are expected after December 2025. However, its implementation could take until 2026 or later.

Before that, a detailed report will be created after discussions with central government employee associations and related departments. The final approval will come from the Union Cabinet.