If you have invested in mutual funds from different places—like through SIPs, tax-saving schemes, or by making lump sum investments—then over time, it can become difficult to keep track of where your money is and how much return you’re getting.
In such situations, your PAN number can be a great help.
Why is your PAN number so important?
Your PAN number is not just for paying taxes—it also links all your mutual fund investments to you.
No matter how much you’ve invested or in which fund, everything is connected to your PAN.
This makes it simple to monitor investments across multiple folios. With your PAN, you can see the full details of every fund in one place. It also makes reporting capital gains and filing tax returns easier.
CAS Report: A complete summary of all your investments
Thanks to SEBI rules and digital systems, you don’t need to log in to every mutual fund company’s site separately anymore.
Now, using your PAN, you can get your Consolidated Account Statement (CAS). This report covers all mutual fund folios under your name.
It shows where and when you invested, how many units you own, the current value, active SIPs, and total returns.
How to view your CAS report?
To check your CAS report, follow these steps:
Go to websites like MF Central, CAMS Online, KFintech, NSDL, or CDSL.
Click on ‘Request CAS’ or ‘View Portfolio’.
Enter your PAN, registered email or mobile number, and date of birth (if needed).
You’ll get an OTP—enter it to view your report.
Choose whether you want the report once or every month, and whether you want it by email or on screen.
What if some investments are missing?
Sometimes, your CAS report may not show a few investments. But don’t worry—it doesn’t mean your money is lost.
This may happen if the folio is linked to another PAN (like a joint holder’s) or your KYC is not updated.
To fix this, update your KYC linked to the folio. You can do this quickly through Aadhaar-based eKYC on CAMS or KFintech platforms.
MITRA: A new tool to track forgotten investments
In March 2024, SEBI launched a new tool called MITRA (Mutual fund Investment Tracing and Reclaim Application).
If you feel you had invested in a mutual fund long ago and forgot about it, visit MITRA, enter your PAN and date of birth, and search for your old investments.
This tool is very helpful for people who inherited mutual funds or invested offline before 2010, when email or phone numbers were not registered.
