Punjab National Bank (PNB) has started the new year with a gift for its millions of customers by revising the interest rates on select fixed deposits (FDs).
The revised rates became effective on January 1, 2025. Punjab National Bank provides fixed deposit options for general customers with tenures ranging from 7 days to 10 years.
The bank is offering fixed deposit interest rates ranging from 3.50% to 7.25%. For senior citizens, the interest rates range from 4% to 7.75%.
PNB Bank is offering interest rates ranging from 4.30% to 8.05% for super senior citizens.
Additionally, the bank has extended the tenure options for FDs this time.
Customers now have the option of longer time periods for their FDs. These rates apply to FDs up to Rs 3 crore.
Punjab National Bank FD Interest Rates for Amounts Below Rs 3 Crore:
7 to 14 days: General Public – 3.50%, Senior Citizens – 4.00%
15 to 29 days: General Public – 3.50%, Senior Citizens – 4.00%
30 to 45 days: General Public – 3.50%, Senior Citizens – 4.00%
46 to 60 days: General Public – 4.50%, Senior Citizens – 5.00%
61 to 90 days: General Public – 4.50%, Senior Citizens – 5.00%
91 to 179 days: General Public – 5.50%, Senior Citizens – 6.00%
180 to 270 days: General Public – 6.25%, Senior Citizens – 6.75%
271 to 299 days: General Public – 6.50%, Senior Citizens – 7.00%
300 days: General Public – 7.05%, Senior Citizens – 7.55%
301 to 302 days: General Public – 6.50%, Senior Citizens – 7.00%
303 days: General Public – 7.00%, Senior Citizens – 7.50%
304 days to less than 1 year: General Public – 6.50%, Senior Citizens – 7.00%
1 year: General Public – 6.80%, Senior Citizens – 7.30%
More than 1 year to 399 days: General Public – 6.80%, Senior Citizens – 7.30%
400 days: General Public – 7.25%, Senior Citizens – 7.75%
401 to 505 days: General Public – 6.80%, Senior Citizens – 7.30%
506 days: General Public – 6.70%, Senior Citizens – 7.20%
507 days to 2 years: General Public – 6.80%, Senior Citizens – 7.30%
Above 2 years to 3 years: General Public – 7.00%, Senior Citizens – 7.50%
More than 3 years and up to 1203 days: General Public – 6.50%, Senior Citizens – 7.00%
1204 days: General Public – 6.40%, Senior Citizens – 6.90%
1205 days to 5 years: General Public – 6.50%, Senior Citizens – 7.00%
5 years to 1894 days: General Public – 6.50%, Senior Citizens – 7.30%
1895 days: General Public – 6.35%, Senior Citizens – 6.85%
5 to 10 years: General Public – 6.50%, Senior Citizens – 7.30%
