Post Office Scheme: If you want to invest in a Post Office Savings Scheme, the process is now easier than ever. From 23 April 2025, the Postal Department has launched a new digital facility.
With just your Aadhaar card and fingerprint, you can open accounts in schemes like Monthly Income Scheme (MIS), Time Deposit (TD), Kisan Vikas Patra (KVP), and National Savings Certificate (NSC). No need to fill out any forms or deposit slips.
What Is This New Facility?
Now you don’t need to deal with paper forms to open a savings account in these schemes. Just provide your Aadhaar card and fingerprint.
The entire process is digital and takes only a few minutes.
How to Open an Account?
Visit your nearest post office and inform the counter staff you want to open an account.
Show your Aadhaar card and give your fingerprint.
Your details will automatically appear on the computer.
Tell the amount you want to deposit.
Give your fingerprint again to confirm and your account will be opened.
Important: You won’t need to fill any forms or slips. The digital process uses the details you provide.
Paper Method Still Available
If you prefer the traditional method of filling out a form, that option is still available. This new facility is optional, not mandatory.
Aadhaar Number Will Stay Safe
Your Aadhaar number will remain private. If it appears on any printed document, the first 8 digits will be hidden by the system to protect your data.
What Will Be Digital Next?
Right now, only account opening is digital. Soon, services like closing an account, transferring it, or changing the nominee will also be done using Aadhaar and biometrics.
Easy for Customers, Helpful for Post Office
This digital method saves time and removes the hassle of paperwork. Customers won’t need to wait in long lines or fill out forms.
It also makes the job easier for post office staff. Now, to invest in a Post Office scheme, just carry your Aadhaar — and everything will be done quickly and smoothly.
