Bank Account: If you didn’t give your Aadhaar number while opening your bank account, or if your account is old, don’t worry—you can still link your Aadhaar number to your bank account easily.
Most banks in India now ask for Aadhaar during KYC when opening a new account, but if that wasn’t done in your case, you can update it yourself later.
The Supreme Court has stated that Aadhaar linking is not mandatory for basic banking services.
However, if you want to receive government subsidies, DBT (Direct Benefit Transfer), or benefits from any central schemes, then Aadhaar-bank linking is required.
How to Link Aadhaar Using Internet Banking
If you use net banking, you can complete the process from home in just a few steps:
Visit your bank’s official website and log in to your net banking account.
Go to the “My Account” or “Services” section.
Click on “Update Aadhaar with Bank Account” or similar option.
Verify using OTP or your transaction password.
A new page will open—enter your 12-digit Aadhaar number twice.
Click on Submit.
If the details are correct, you’ll receive a confirmation message by SMS or email.
How to Link Aadhaar Using the Bank’s Mobile App
If you prefer using a smartphone, you can do the linking through your bank’s mobile app:
Download your bank’s official mobile app from the Google Play Store or Apple App Store.
Open the app and log in with your username, password, or biometric.
Go to the “Services” or “My Account” section.
Tap on “View/Update Aadhaar Card Details”.
Enter your 12-digit Aadhaar number twice.
Tap on Submit.
You’ll get a confirmation message once linking is successful.
Why Linking Aadhaar Is Useful
Government subsidies such as LPG subsidy, PM-Kisan, and other DBT schemes are credited directly to your bank account.
You won’t face any interruptions in receiving benefits.
It helps prevent fraud and eliminates duplicate accounts.
