ICICI Bank has introduced a new feature that could make your UPI payments quicker and more secure.
Now, instead of entering a UPI PIN every time, you can approve payments using fingerprint or face recognition on the iMobile app.
No More Typing PIN for Small Payments
With this update, you can use biometric authentication for UPI transactions up to Rs 5,000.
This means for smaller payments, you just need to scan your fingerprint or use Face ID—no need to type your PIN again and again.
However, for payments above Rs 5,000, you will still need to enter your UPI PIN as usual.
This change is especially useful in public places, where entering a PIN can sometimes be risky due to people watching your screen.
Where You Can Use This Feature
The biometric approval works across most common UPI payment methods, including:
Sending money to friends or family
Paying at shops using QR codes
Online payments on websites or apps
The feature is available on the iMobile app for both Android and iPhone users, provided you’re using the latest version of the app.
How to Turn It On in iMobile
Activating this feature is simple and takes just a few steps:
Log in to the iMobile app
Go to UPI Payments
Open UPI Settings
Select your bank account
Tap on “Use biometric for payments”
Verify once using your UPI PIN
Complete fingerprint or face authentication
Once enabled, you can start using biometrics for eligible transactions.
Why This Update Matters
UPI has become one of the most widely used payment methods in India.
This new feature makes everyday transactions faster, easier, and safer.
You can still choose between PIN and biometric authentication based on your preference.
For users, this means less hassle during payments and better protection of sensitive information—especially when you’re on the go.
