Hospitals will no longer be able to charge patients with mediclaim policies unfair or inflated bills. The government is taking strict action against hospitals that issue high and unreasonable bills.
According to CNBC-Awaaz correspondent Alok Priyadarshi, hospitals will now be restricted from acting arbitrarily when it comes to billing insured patients.
Government Steps to Control Medical Costs
To stop the practice of inflated billing, the government plans to bring the insurance claim portal under the Finance Ministry.
This change will give insurance companies more power to negotiate rates with hospitals, helping to control treatment costs.
As a result, health insurance may become more affordable for the general public.
The Finance Ministry has also proposed the creation of a healthcare regulator, and this proposal has been sent to the Health Ministry.
The aim is to unify treatment rates across all states and to bring medical charges within a standard range.
Currently, there are different rate cards for insurance claims, CGHS, and cash payments, and the government is looking to fix this issue.
Both common people and the insurance sector are suffering due to expensive medical charges.
Medical Expenses in India Expected to Rise Further
According to the Global Medical Trend Rates report by professional services firm Aon, healthcare expenses in India are projected to grow by 13% in 2025.
This increase is higher than the global average of 10%. In comparison, India’s healthcare cost rose by 12% last year.
