There is good news for more than 8 crore EPFO members across the country.
The Employees’ Provident Fund Organisation (EPFO) has started the process of crediting 8.25% annual interest to PF accounts for the financial year 2025-26.
EPFO has issued instructions to its regional offices to begin transferring the interest amount.
With the organisation’s new technology upgrade, members are also expected to receive their PF interest much faster than before.
EPFO Issues Instructions to Credit PF Interest
According to the latest EPFO circular, the Central Government has approved an 8.25% interest rate under Section 60(1) of the EPF Scheme for FY 2025-26.
Following this approval, EPFO has directed all regional offices to credit the interest amount to members’ PF accounts.
The Central Board of Trustees (CBT) had approved the 8.25% interest rate earlier this year.
After that, the proposal was sent to the Ministry of Finance, which gave its approval in June.
Notably, this is the third consecutive year that the EPF interest rate has remained at 8.25%.
PF Interest May Reach Accounts Faster This Time
EPFO has recently completed a major database integration and software upgrade, which is expected to speed up the interest transfer process.
Earlier, it often took one to two months for interest to be credited to all members’ accounts.
With the upgraded system, the process is expected to be much faster.
How to Check Your PF Balance
Once the interest is credited, members can easily check their updated PF balance through several official methods.
Check PF Balance by SMS
If your UAN is linked to your registered mobile number, send an SMS in the following format:
EPFOHO UAN ENG to 7738299899
Replace ENG with your preferred language code if required. You will receive your PF balance details via SMS.
Check PF Balance Online
You can also check your balance through the EPFO Member Passbook portal.
Visit the EPFO Member Passbook website.
Log in using your UAN and password.
Enter the captcha code.
Select your PF account from the list.
Your updated passbook and balance will appear on the screen.
Use the UMANG App
You can also view your PF balance using the UMANG App.
Download and open the UMANG App.
Go to All Services and search for EPFO.
Select Employee-Centric Services.
Tap View Passbook.
Enter your UAN and verify using the OTP sent to your registered mobile number.
Your PF passbook and balance will be displayed.
Check Balance Through a Missed Call
Members can also check their PF balance by giving a missed call.
Simply dial 9966044425 from your registered mobile number.
The call will disconnect automatically, and you will receive your PF balance details through SMS.
What This Means for EPFO Members
With the approval of the 8.25% interest rate and the rollout of EPFO’s upgraded system, millions of subscribers are expected to receive their interest amount sooner than in previous years.
If you are an EPFO member, keep checking your PF account through the official channels to see when the interest is credited to your account.
