Looking to grow your savings without the risks of market fluctuations or sudden losses? Bajaj Finance offers FD Max, a new type of Fixed Deposit designed to give maximum returns, even on small investments.
For instance, an investment of just ₹25,000 can earn you up to 8.85% per annum if you’re a senior citizen or 8.60% per annum if you’re below 60.
Let’s dive into why FD Max could be your smartest financial decision this year.
Why FD Max Stands Out
FD Max combines the security of traditional fixed deposits with some of the highest interest rates available in the market. It is perfect for investments of up to ₹25,000.
Market-Leading Interest Rates
Senior Citizens: Earn up to 8.85% per annum.
Others (below 60): Earn up to 8.60% per annum.
Compared to savings accounts that typically offer just 3-7%, FD Max helps your money grow faster.
Flexible Investment Periods
You can choose a duration that fits your financial goals:
Short-term: Starting from 12 months.
Long-term: Up to 60 months.
Multiple Payout Options
FD Max lets you decide how and when to receive your interest:
1) Monthly
2) Quarterly
3) Half-yearly
4) Annually
5) On maturity
This flexibility ensures it aligns with any financial plan.
High Security
FD Max is rated AAA by both CRISIL and ICRA, guaranteeing the safety of your investment regardless of economic conditions.
How FD Max Helps Achieve Financial Goals
For Beginners
If you’re new to investing, start with just ₹15,000 and enjoy hassle-free growth.
Build an Emergency Fund
FD Max provides guaranteed returns, helping you create a reliable financial cushion for unexpected expenses.
Secure Retirement Income
Senior citizens can benefit from steady payouts (monthly or quarterly) with an annual return of 8.85%.
Achieve Short-Term Goals
Planning for a vacation or a gadget? FD Max offers better returns compared to other low-risk options.
Why FD Max Is a Smart Choice
Let’s summarize the key benefits of FD Max:
High Returns: Earn up to 8.85% annually.
Flexible Options: Choose your term and payout method.
Unmatched Security: Backed by a AAA rating.
Easy Management: Fully online process for convenience.
