Bajaj Housing Finance Limited, a subsidiary of Bajaj Finance Limited, has rolled out an exclusive festive offer on Home Loans.
Under this offer, employed individuals can secure a home loan with an attractive starting interest rate of 8.45%.
This special promotion allows prospective homebuyers to access the industry’s lowest Equated Monthly Installment (EMI), beginning at just Rs 729 per lakh.
With a flexible repayment period of up to 40 years, applicants can borrow amounts exceeding Rs 5 crore.
Fast and Convenient Home Loan Application Process
Bajaj Housing Finance Limited assures swift processing, offering online home loan applications with disbursal within 48 hours.
Existing home loan holders can also benefit from lower interest rates and loan transfer facilities up to Rs. 1 crore.
Additionally, eligible borrowers can access top-up loans and enjoy various tax benefits associated with housing loans.
Eligibility Criteria and Application Period
Prospective borrowers with a credit score of 750 or higher are eligible for this home loan offer.
The home loan scheme will be available from September 13, 2023, to November 12, 2023.
Competitive Interest Rates
Bajaj Housing Finance home loans feature competitive interest rates, commencing at 8.45% per annum.
This translates to affordable EMIs, starting as low as Rs 729 per lakh. Existing home loan customers can also transfer their balances to Bajaj Housing Finance and enjoy an attractive interest rate of 8.60%* per annum.
Flexible Repayment Options
To make EMI payments more manageable, borrowers can opt for extended repayment periods of up to 40 years.
Bajaj Housing Finance also offers doorstep document pickup services during the application process, eliminating the need for branch visits and streamlining the entire procedure.