The government has announced the new interest rates for the General Provident Fund (GPF)
and other provident funds for the quarter from October 1 to December 31, 2025.
During this period, the government will offer 7.1% interest on the GPF.
This rate remains unchanged from the previous quarter and is the same as the Public Provident Fund (PPF) rate, which is also 7.1%.
The new rate will apply to the GPF, Contributory Provident Fund, All India Service Provident Fund, and several other government-managed provident funds.
Interest Rate Details
According to the Department of Economic Affairs (DEA) under the Ministry of Finance, the government will continue paying 7.1% interest on the GPF and similar funds from October 1 to December 31, 2025.
No changes have been made to the existing interest rate for this quarter.
Both GPF and PPF currently offer the same 7.1% interest rate. The following provident funds will also earn 7.1% interest during this period:
General Provident Fund (Central Services)
Contributory Provident Fund (India)
All India Service Provident Fund
State Railway Provident Fund
General Provident Fund (Defence Services)
Indian Ordnance Department Provident Fund
Indian Ordnance Factories Provident Fund
Indian Naval Dockyard Workers Provident Fund
Defence Services Officers Provident Fund
Armed Forces Personnel Provident Fund
What Is the General Provident Fund (GPF)?
The General Provident Fund (GPF) is a savings scheme designed for central government employees in India.
Employees contribute a fixed portion of their salary to the GPF every month. On retirement, they receive the total accumulated savings along with interest.
The Ministry of Finance reviews and declares the GPF interest rate every quarter, ensuring that it remains in line with the country’s financial policies.
