The post office is regularly updating its rules to make services more convenient for customers.
In this effort, the Department of Posts has now made changes to the rules for opening Recurring Deposit (RD) and Public Provident Fund (PPF) accounts.
Under the new rule, customers no longer need to fill out paper forms to open these accounts.
Instead, they can now use Aadhaar-based biometric e-KYC to open RD and PPF accounts easily at the post office. This new system has been effective from 27 June 2025.
Aadhaar e-KYC Now Available for More Schemes
Previously, the Aadhaar-based e-KYC facility was available only for a few schemes like:
Monthly Income Scheme (MIS)
Time Deposit (TD)
Kisan Vikas Patra (KVP)
National Savings Certificate (NSC)
Now, this digital facility is also available for RD and PPF. The main goal of this move is to encourage digital banking, especially in rural areas.
How to Open RD and PPF Accounts Using Aadhaar Biometric
Opening or managing an RD or PPF account at the post office is now much simpler. Here’s how it works:
The postmaster will scan your fingerprint or eyes using a biometric device.
After scanning, your required details will be filled in.
Once the details are entered, your second biometric will be taken to confirm the transaction.
Your account will be opened and activated within minutes, without the need for paper forms.
Most Post Office Schemes Now Digital
The post office introduced Aadhaar-based e-KYC on 6 January 2025, starting with Post Office Savings Accounts (POSA) for new customers.
Later, from 23 April 2025, this facility was extended to MIS, TD, KVP, and NSC.
Now, with the addition of RD and PPF, most small savings schemes at the post office have gone digital, making banking faster and more accessible for everyone.
