UPI has completely changed how people make payments in India. Today, most people prefer UPI for online transactions, making everyday payments quick and easy.
With just a few taps, money can be sent or received. Now, some new changes have been made to make this process even faster and smoother.
Starting from June 16, 2025, the response time for UPI transactions has been reduced.
Along with this, improvements are being made in features like balance checks and auto-payment systems to enhance the overall user experience. Here’s a look at what’s new in UPI.
NPCI Announces Faster UPI Transactions
On April 26, 2025, the National Payments Corporation of India (NPCI) announced that UPI performance will be improved by reducing transaction response time.
According to the official press release, these changes will benefit banks and UPI platforms like PhonePe, Google Pay, Paytm, and others.
Payments Will Now Be Completed in Half the Time
The new update will cut transaction response time by more than half. Here’s what’s changing:
The time taken for Request Pay, Response, and transaction reversals has been reduced from 30 seconds to 10 seconds.
The response time for checking a valid payment address has been reduced from 15 seconds to 10 seconds.
This means payments and other UPI actions will now be much faster.
Banks and Apps Need to Update Their Systems
NPCI stated in a circular that all UPI members (like banks and payment apps) will need to make changes to their systems to support faster response times.
These updates are necessary to ensure a smooth and quicker experience for all UPI users.
These changes will make UPI even more efficient, saving users time and improving reliability across different platforms.
