Atal Pension Yojana (APY) is a government scheme designed for Indian citizens who do not pay income tax.
By contributing regularly until the age of 60, individuals can secure a monthly pension between ₹1,000 and ₹5,000.
The amount of pension depends on the contribution made. If you are between 18 and 40 years old and are not a taxpayer, you can register for this scheme.
How to Apply for Atal Pension Yojana?
1. Offline Application
Visit your nearest bank branch.
Fill out the APY registration form and provide the required documents.
Approve auto-debit, so the contribution is automatically deducted from your account.
Provide nominee details in the form.
2. Online Application through Net Banking
Log in to your bank’s net banking portal.
Search for Atal Pension Yojana (APY).
Fill in the application form with the necessary details.
Approve auto-debit for easy monthly deductions.
Submit the form and provide nominee details.
3. Apply Through the Official Website
You can also apply online through the National Pension System (NPS) website:
- Visit https://enps.nsdl.com/eNPS/NationalPensionSystem.html.
- Click on the Atal Pension Yojana tab and select APY Registration.
- Fill in the New Registration Form and click Continue.
- Complete the form, enter your details, and finish KYC verification.
- An Acknowledgment Number will be generated.
- Choose your preferred pension amount (₹1,000 to ₹5,000).
- Select the payment frequency – monthly, quarterly, half-yearly, or yearly.
- Fill in the nominee details carefully.
- Complete eSign verification using Aadhaar OTP to link your account to the scheme.
Documents Required for APY Registration
Proof of age (Birth certificate, 10th mark sheet, Aadhaar card, or driving license).
Indian citizenship certificate.
Bank account details (Account number & branch information).
APY Registration Form.
Aadhaar card.
With these simple steps, you can secure a pension for your future and ensure financial stability in old age!
